Comments for blog.limedaley.com/post/capital-one-referral-code

Comment #3125

2022-01-14T19:13:30Z

Yeah, I did the math comparing our 2% on everything card to 3% on certain categories and 1% on everything else, and based on our expenditures, it comes out about the same.

But, if we are going to keep multiple cards (we've kind of gone a little crazy these last few months with all of the different bonuses they are offering) I have a chart about which cards to use for which expenses, but I don't know if it is really worth the time managing all of it.

Comment #3124

2022-01-14T16:44:21Z

Three percent back with the Capital One card, I mean.

Comment #3123

2022-01-14T16:42:23Z

Plus you get 3% back on groceries!

Comment #3122

2022-01-12T17:52:26Z

That's interesting. You used to be able to set a hard-limit. I don't think I would ever really use a daily limit, though I do use the hard-limit.

Capital One has a new way of doing date limits - sometimes we've had vendors who didn't like expiration dates that were too soon. Capital One always sets a long (5 years?) date, but you can set an internal expiration date of tomorrow, a month, etc. and so the vendor can't tell that his charge will be blocked in two days.

Comment #3121

2022-01-12T17:27:52Z

Thanks, Jon. CitiBank now lets you generate cards good for 2 years, though I'm less happy with the fact that you can't give a hard value limit, only a daily one.